Public liability is a type of insurance for businesses of all sizes, across a variety of industries. It covers you if a client
or member of the public claims that they have been injured, or their property damaged, because of your business activities.
The list of potential claims against a company that interacts with the public can be endless and cause significant financial and reputational losses.
How Does Public Liability Work?
Public Liability covers you against injury, death or damage to property or possessions.
It helps cover medical and legal fees if you're held legally responsible for someone else's injury, or damage to someone else's property.
Public Liability Insurance does not cover injuries or loss to your employees, this needs to be covered under Workers’ Compensation.