Construction and Building Insurance
Construction and Building Insurance
From small-scale renovations to multi-million-dollar developments, Angelic Insurance’s Construction and Building Insurance protects your projects, people, and equipment every step of the way. Whether you're a licensed builder, a property developer, or a principal contractor, our cover is built to shield you from financial loss due to theft, damage, delays, liability claims, or construction defects.
We tailor coverage for both residential and commercial building projects, owner-builders, and civil works—backed by deep industry knowledge and access to Australia’s top construction insurers.
How It Works
Here’s how Angelic Insurance simplifies protection for builders and project managers:
Risk Review & Project Scope
We assess your project size, scope, and risks (residential, commercial, civil, industrial).
Tailored Coverage Design
Your policy is built around the project contract, timelines, and involved trades.
Policy Activation
You’re protected for the duration of construction, plus liability post-completion.
Claims & Project Continuity
If something goes wrong—fire, storm, theft, injury—Angelic steps in fast to resolve it and keep your schedule intact.
Why You Need It?
Construction projects are complex, high-value, and involve multiple risks:
Site injuries
Faulty workmanship
Natural disaster delays
Fire or explosion during works
Theft or vandalism of materials and tools
Collapse or structural defects
Non-compliance fines or contract breaches Angelic Insurance protects against these risks, so you can focus on quality, timelines, and delivery—not claims, liability, or compliance issues.
How Angelic Insurance Can Help?
Angelic Insurance isn’t just another broker—we’re a construction risk partner with deep industry knowledge.
Here’s what sets us apart:
Cover from site prep to handover – Including delays, damage, theft, and subcontractor liability
Tools, equipment, and plant insurance – Whether owned or hired-in
Builder's Warranty facilitation – Mandatory for residential builders in many states
Public & Products Liability – Up to $20M protection
Dedicated construction claims support – From onsite losses to legal liability
Multi-project or annual blanket policies for growing firms Whether you’re a sole trader builder or managing national infrastructure, Angelic Insurance builds the right protection around you.
Challenges Businesses Face Without Construction and Building Insurance
Storm or fire damage mid-construction: Get reimbursed to repair and stay on track.
Theft of building materials or plant: Reduce costly delays from stolen goods.
Subcontractor-related injury claims: Ensure you’re protected against third-party legal action.
Site damage from negligent work: Coverage for damage caused by trades under your control.
Owner-builder exposure: Meet lender or council requirements with compliant insurance.
Test section
Case Studies: How Construction and Building Insurance Helped Real Businesses
Mid-Rise Apartment Project – Fire During Framing
A residential development in Brisbane suffered a fire caused by electrical wiring during fit-out, damaging two floors. Angelic Insurance covered: $320,000 in damage repair and materials Additional labour hire to meet revised timelines Site investigation and fire safety improvements 📝 Result: Project continued without breach of contract or financial loss.
Tools Stolen from Regional Build Site
A contractor lost over $45,000 in tools and site equipment from a locked container. Angelic Insurance provided: Full replacement value payout Downtime cover to fund short-term hire Upgraded security measures supported by the policy 📝 Result: 2-day delay, no cost to contractor, no loss of subcontractors.
Frequently Asked Questions
Angelic Insights
