Property Insurance

Angelic Insurance offers robust Property Insurance solutions tailored to protect physical assets, including buildings, fixtures, contents, and stock. Whether you’re a commercial landlord, retail tenant, or industrial operator, our property cover is structured to protect against risks such as fire, theft, storm, malicious damage, and more. Our Property Insurance is backed by expert underwriters and provides peace of mind through well-defined policy benefits and support throughout the claims process.

Key Features:

  • Cover for buildings, stock, and contents

  • Optional flood, theft, and glass cover

  • Accidental damage extensions

  • Business interruption (optional add-on)

  • Up to $20 million legal liability cover

How It Works

Here’s how Angelic Insurance simplifies the process for business owners:

Risk Evaluation

We assess your location, structure, and contents to identify potential exposures.

Tailored Policy

You receive a customised policy suited to your building type, business operations, and budget.

Peace of Mind

If something goes wrong—fire, storm, flood, or break-in—Angelic Insurance handles your claim fast and fairly.

Rebuilding & Recovery

We help you repair, replace, and reopen with minimal downtime.

Why You Need It?

Property losses are among the costliest risks to businesses in Australia.

Without the right cover, even a single incident can result in:

Costly repairs or complete rebuilds

Loss of stock and contents

Business downtime and income loss

Reputational damage

How Angelic Insurance Can Help?

At Angelic Insurance, we go beyond the policy document. Here's how we bring real value:

Customised cover based on your risk profile and industry
Claims advocacy—we support you through every step of the process
Annual reviews to ensure your policy grows with your business
Localised advice—we understand the risk zones across Australia
Dedicated support team—real people, not hold music

Whether you're leasing a warehouse, managing a property portfolio, or fitting out a new café, Angelic Insurance protects what matters most.

Challenges Businesses Face Without Property Insurance

Case Studies: How Property Insurance Helped Real Businesses

Storm-Damaged Industrial Unit

A manufacturer in regional NSW suffered severe roof damage and equipment loss after a sudden storm. Insurer covered: $145,000 for structural repairs $70,000 in machinery and stock replacement $30,000 in business interruption for missed orders

Inner-City Café Break-In

A Brisbane café experienced a burglary, with significant damage and stolen electronics. Insurer covered: $22,000 for stolen goods Full repair of doors and signage Clean-up and temporary closure costs

Decorative element

Frequently Asked Questions

It’s not legally required, but often mandatory under lease agreements or mortgages.

Yes—Angelic can arrange cover for your fit-out, contents, and stock as a tenant.

Angelic can help calculate full replacement value—avoiding underinsurance.

Absolutely. We work with insurers that assess your flood zone and offer tailored options.

Wear and tear, poor maintenance, and gradual deterioration are common exclusions—but we’ll flag these up front.

Yes, if it's forced entry and you have appropriate cover and security measures in place.

Angelic offers portfolio policies for landlords and multi-site businesses.

It’s optional—but highly recommended. Angelic can bundle it in.

Quick, fair, and guided by our claims team—no endless back-and-forth.

No—major items can be included in your property policy, or added under machinery breakdown.

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