Home and Contents Insurance
Home and Contents Insurance
At Angelic Insurance, our Home and Contents Insurance provides comprehensive cover for your residential property and the valuables within. Whether you're protecting your family home, an investment property, or a holiday residence, our policies are designed to safeguard against fire, storm, burglary, accidental damage, and more.
With flexible options for owner-occupiers, tenants, or strata property owners, Angelic Insurance tailors each policy to suit your lifestyle, risk exposure, and asset value. We also offer specialised cover for fine art, jewellery, and collections through our Private Client Services division.
How It Works
We assess your risk profile – location, structure, security, contents value
We tailor your coverage – structure-only, contents-only, or bundled
You choose your cover level and excess
You pay a monthly or annual premium
You’re protected – if something goes wrong, we help you claim, recover and rebuild
Why You Need It?
Home and Contents Insurance isn’t just for individuals—it can be critical, especially if:
You run a home-based business and keep stock or equipment at home
You're a landlord and need to protect your investment
You own a strata property and want to complement your building insurance
You manage short-stay rentals or Airbnb properties
You’re a sole trader who operates out of a residential property
How Angelic Insurance Can Help?
Angelic Insurance goes beyond off-the-shelf policies. Our team designs the cover with you and your lifestyle in mind.
Here’s what you can expect:
Tailored cover for homeowners, investors, strata dwellers and home-business operators
Flexible policy options—from basic to premium-level protection
High-value items insured (jewellery, electronics, antiques, tools of trade)
Fast, fair claims support when you need us most
Risk audits and advice to prevent losses before they happen
Optional cover for home-based businesses and portable valuables We’re not just here to sell insurance. Angelic Insurance is here to protect your home, assets, and peace of mind.
Challenges Businesses Face Without Home and Contents Insurance
Rising rebuild and replacement costs due to inflation and supply chain delays
Underinsurance due to outdated valuations
Inadequate coverage for luxury or collector’s items
Gaps in protection for properties unoccupied for extended periods
Lack of disaster resilience coverage in high-risk areas (flood, cyclone, bushfire)
Case Studies: How Home and Contents Insurance Helped Real Businesses
Storm Damage in Suburban Brisbane
A family in Brisbane experienced severe storm damage when strong winds tore part of their roof off, causing water damage to furniture and electronics. 🔹Insurer approved emergency roof repairs within 24 hours 🔹Covered the cost of damaged TV, lounge set, and children’s bedroom furniture 🔹Temporary accommodation provided for 4 days during repairs
Kitchen Fire in Perth Apartment
An accidental cooking fire in a Perth apartment caused extensive smoke and fire damage to the kitchen and surrounding areas. 🔹Insurer covered full cost of kitchen repairs and appliance replacement 🔹Smoke damage to curtains and soft furnishings professionally cleaned 🔹Policy also covered temporary relocation costs
Frequently Asked Questions
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