Sports and Recreation Insurance
Sports and Recreation Insurance
Where there’s movement, there’s risk. From weekend footy matches to rock climbing gyms, Angelic Insurance’s Sports and Recreation Insurance protects clubs, coaches, instructors, venues, and associations from the physical, legal, and financial risks associated with recreational and competitive sport.
We offer tailored policies to suit every type of activity—from grassroots community clubs and one-on-one trainers to national sporting events and indoor facilities. Whether you’re coaching, hosting, or managing memberships, Angelic Insurance helps ensure your cover goes the distance.
How It Works
Here’s how Angelic Insurance protects your sports or recreation business:
Risk & Activity Review
We assess the type of sport, activities, number of participants, age groups, and facilities used.
Customised Policy Creation
You receive a tailored policy for your organisation, instructors, volunteers, and premises.
Coverage Activation
Includes year-round protection, seasonal programs, or one-off events.
Claims Response
If injury or damage occurs, Angelic coordinates everything—from legal defence to medical reimbursements.
Why You Need It?
In sports and fitness, accidents are common—and legal liability can be costly.
Common scenarios include:
A player tears a ligament on uneven ground
A gym-goer slips on a wet floor
A yoga client suffers a strain and sues the instructor
Spectators injured at an event due to poor crowd control
Theft of expensive training equipment from a vehicle or facility With Angelic Insurance, you’re covered for medical bills, legal costs, equipment loss, and liability payouts.
How Angelic Insurance Can Help?
We work with everyone from solo yoga instructors to national sporting bodies.
Here’s what you can expect with Angelic:
Custom cover for sports clubs, gyms, trainers, and adventure companies
Public and participant liability options tailored to your activity
Cover for high-risk sports like martial arts, rock climbing, motorsport, and contact sports
Portable equipment and facility cover—on-site, in storage, or in transit
Flexible policy periods—annual, term-based, or event-specific
Certificates issued fast for venue hire, council approval, or sport governing body requirements When it comes to active risk, Angelic Insurance knows how to play defence.
Challenges Businesses Face Without Sports and Recreation Insurance
Injury Claims from Participants – Often excluded under standard liability policies; we structure cover specifically for contact and risk-based sports.
Volunteer Liability – Protection for committee members, coaches, and event helpers.
Facility and Equipment Losses – Theft, fire, or accidental damage to gear, scoreboards, or sporting sheds.
Allegations of Misconduct – Sensitive exposures around abuse, harassment, or discrimination.
Event Disruption – Coverage for cancelled matches or revenue loss from delayed
Case Studies: How Sports and Recreation Insurance Helped Real Businesses
Junior Football Club Liability Claim
A child broke an arm tripping on exposed irrigation equipment during training. Angelic Insurance provided: $25,000 in legal defence $18,000 in medical settlement to the family Support to upgrade ground hazard reporting processes 📝 Result: Club continued operating with risk reduction and retained community trust.
Yoga Instructor Sued for Injury
A student sustained a back injury and alleged incorrect technique advice during class. Angelic Insurance: Covered $11,000 in PI defence costs Managed a quiet out-of-court settlement Offered instructor a premium reduction after completing safety certification 📝 Result: Instructor retained clients and credibility.
Frequently Asked Questions
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