Landlord Insurance
Landlord Insurance
Angelic Insurance’s Landlord Insurance is specifically designed for property owners who lease their residential properties. Whether you’re renting out a single apartment, a portfolio of townhouses, or a strata unit, our landlord policies protect your investment from tenant-related risks, property damage, rent loss, and legal liability.
Through partnerships with specialist underwriters like SGUA, we offer comprehensive protection for rental properties, with options tailored to furnished or unfurnished homes, short-term rentals, and even executive leasing arrangements.
How It Works
Risk Profiling
Angelic Insurance helps assess your rental type, location, tenant profile, and coverage needs.
Policy Structuring
Choose cover levels that include building, contents, rent loss, and liability protection.
Premium Payment
Pay monthly or annually.
Claims Support
When incidents occur, Angelic Insurance guides you through fast, fair claims processing.
Ongoing Review
Ensure your cover evolves with rental market changes, property upgrades, or multiple dwellings.
Why You Need It?
Tenant damage
Rental default
Legal liability
Vandalism or theft
How Angelic Insurance Can Help?
With Angelic Insurance, you’re not buying a generic policy—you’re getting a rental asset protection partner. Here’s what sets us apart:
Customisable policies for residential, commercial, and mixed-use landlords
Location-specific risk insight (e.g., storm zones, tenant turnover rates)
Dedicated claims support for damage, rent loss, and legal liability
Cover for furnished and unfurnished properties
Annual reviews and multi-property discounts for serious investors
Challenges Businesses Face Without Landlord Insurance
Angelic Insurance addresses these challenges by offering
flexible coverage for:
- Individual
landlords
- Corporate
landlords
- Property
management companies
- Short-stay
or Airbnb-style rentals
- Commercial
property owners
Damage during vacancy periods (especially in furnished units)
High tenant turnover and the risk of unvetted occupants
Legal disputes with tenants over bond, injuries, or breach of lease
Loss of rent due to sudden tenant departure or financial hardship
Managing multiple properties under different risk profiles
Case Studies: How Landlord Insurance Helped Real Businesses
Tenant Malicious Damage in Perth
A residential duplex experienced tenant damage including broken windows, vandalised walls, and stolen appliances. Insurer covered: $18,400 in repairs Bond recovery support 4 weeks’ lost rent during re-letting period
Tenant Abandonment in Sydney Rental
A tenant vacated a rental property in Sydney without notice, leaving behind unpaid rent and damage to the carpets, walls, and kitchen fittings. 🔹Insurer covered 6 weeks of lost rental income 🔹Reimbursed $9,500 for damage repairs and professional cleaning 🔹Also covered the legal costs incurred to formally terminate the lease
Frequently Asked Questions
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