Home Repair & Maintenance
Home Repair & Maintenance
The home repair and maintenance industry is essential to keeping Australian properties functional, safe, and resilient—from plumbing and electrical work to painting, carpentry, and general trade services. Operators in this space face physical risks, client property exposure, equipment damage, and evolving legal responsibilities.
At Angelic Insurance, we provide general advice to help home repair professionals explore cover options such as public liability, tools and equipment insurance, property damage, and business interruption cover. We compare policies from trusted Australian insurers to help you stay protected, reliable, and compliant with contractor obligations.
Whether you're a sole trader or manage a growing maintenance crew, we help you find insurance options that support your livelihood, safeguard your reputation, and meet project requirements.
Why Choose Angelic Insurance?
The home services sector demands fast-paced work and safety diligence. Angelic Insurance supports home repair professionals with tailored guidance:
Public Liability for Property or Personal Injury Claims
If a client or third party is injured or their property is damaged during your work, public liability insurance can help cover legal and compensation costs.
Cover for Tools and Portable Equipment
Essential tools are often on-site or in transit. We can help you explore cover options for theft, accidental damage, or loss.
Business Interruption for Unplanned Downtime
If your operations are halted due to insured events like fire or flood, business interruption cover may assist with lost income and recovery costs.
Optional Vehicle and Transit Cover
Trade vehicles and equipment in transit may be exposed to risks. Insurance can assist in protecting these mobile assets.
Fast Documentation for Contract and Compliance Needs
We provide Certificates of Currency and can assist with documentation often required by building managers, clients, or tenders.
Industry Challenges
Repair and maintenance professionals face hands-on risks and compliance expectations. Key industry threats include:
Industry Challenges
Repair and maintenance professionals face hands-on risks and compliance expectations. Key industry threats include:
On-Site Injuries or Accidents
Slip-and-fall incidents or injury due to equipment may lead to legal claims. Public liability helps manage these risks.
Damage to Client Property
Accidental damage during repair work can result in financial claims. Having the right cover can support your response and reputation.
Tool Theft or Equipment Loss
Vans and sites are common targets for theft. Uninsured loss can severely impact business continuity.
Downtime Due to Property Damage
Events like fire, storm, or flood can interrupt your ability to work. Business interruption cover can help manage income loss during recovery.
Contractual Insurance Requirements
Working with property managers or strata clients may require you to show proof of specific cover types. We help ensure your policies meet those expectations.
Frequently Asked Questions
It helps protect against legal and compensation costs from injuries or property damage caused during your work.
Business interruption cover may help with ongoing expenses and lost income during downtime.
Yes, many contracts require minimum levels of public liability and business insurance. We help ensure you’re compliant.
Yes, commercial motor and transit insurance options are available.
No. We provide general advice only, which doesn’t consider your personal circumstances. You should assess suitability before deciding.
Yes, optional tools and equipment cover can assist with theft, accidental damage, or loss.
Angelic Insights
