Plant and Equipment Insurance
Plant and Equipment Insurance
Heavy gear means heavy risk. Angelic Insurance’s Plant and Equipment Insurance provides essential protection for owned, hired-in, or leased plant and machinery—whether on-site, in transit, or in storage. From bobcats to backhoes, forklifts to excavators, our cover is purpose-built for construction, earthmoving, mining, and agricultural operations.
We work with specialist plant underwriters to ensure your equipment is protected from damage, theft, liability exposures, and business interruption—so you can focus on getting the job done.
How It Works
Here’s how Angelic Insurance helps you stay productive:
Asset Assessment
We review the type, age, and use of your equipment—owned, leased, or hired.
Custom Coverage Design
We tailor your policy based on equipment mobility, location, and usage (e.g., excavation, lifting, mining).
Flexible Premium Options
Choose cover for single items or schedule large fleets with agreed or market value options.
Claims Management
If damage or theft occurs, we coordinate repairs, assess losses, and help you source replacements fast.
Crane Tipped Over During High Wind
A contractor’s mobile crane tipped during wind gusts, causing damage to surrounding property and the crane itself. Angelic Insurance provided: Full repair cost of the crane Third-party property damage compensation Legal fees under public liability extension 📝 Result: Minimal delay, full legal protection, no financial burden.
Why You Need It?
Whether you operate in civil construction, earthmoving, demolition, landscaping, or infrastructure, your gear is:
Costly to replace or repair
Essential to project delivery
Often left exposed on unsecured job sites
Moved regularly between locations
Susceptible to mechanical or operational risk Angelic Insurance ensures your productivity isn’t halted by an unplanned repair or criminal act.
How Angelic Insurance Can Help?
Angelic Insurance is a specialist provider for industries where machinery equals money. We help businesses:
Protect high-value machines from all risks—fire, theft, collision, rollover, weather
Cover owned and hired-in plant with clear, simple documentation
Get back to work fast with access to rapid-response assessors and supplier networks
Bundle with other trade/commercial covers like Contract Works, Public Liability, and Tools Insurance
Track policies across multiple job sites or regions—ideal for mobile or seasonal operations From skid steers to tower cranes, Angelic Insurance protects the gear that keeps your projects running.
Challenges Businesses Face Without Plant and Equipment Insurance
High Value Asset Exposure – One accident can cost hundreds of thousands.
Frequent Site Relocation – Equipment in motion or between sites is vulnerable to damage.
Vandalism and Theft – Unattended gear is a prime target, especially on unsecured sites.
Downtime and Hire Costs – Get reimbursed for hire replacements when your gear is off the job.
Liability Risks – If your plant causes injury or third-party damage, you’re covered.
Case Studies: How Plant and Equipment Insurance Helped Real Businesses
Excavator Fire on Regional Build Site
An excavator caught fire after hydraulic failure on a rural build site in WA. Angelic Insurance covered: $110,000 repair and recovery cost $12,000 in temporary hire machine rental Business interruption compensation under optional cover 📝 Result: Project stayed on schedule, no out-of-pocket loss for the operator.
Frequently Asked Questions
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