Automotive
Automotive
From independent mechanics to dealership networks and auto electricians, the Australian automotive industry is diverse and fast-paced and it faces unique operational and liability risks every day. Angelic Insurance offers tailored insurance options to help protect automotive businesses from costly incidents, equipment damage, and third-party claims.
Our general advice service connects you with leading insurers offering cover such as public liability, commercial property, tools and equipment, business interruption, and product liability essential for businesses involved in vehicle repairs, maintenance, detailing, parts distribution, and sales.
Whether you're servicing daily drivers, importing specialty vehicles, or running a fleet, we’ll help you explore suitable insurance options that align with your risks, location, and business model so you stay protected, compliant, and confident.
Why Choose Angelic Insurance?
Automotive businesses require fast turnaround, precision, and trust and your insurance cover should reflect the same qualities. Here’s why businesses across Australia rely on Angelic Insurance:
Industry-Aligned Cover Options
We compare policies specifically suited for workshops, service centres, mobile mechanics, detailers, and motor traders. Get cover that reflects your exposure from customer vehicles under your care to employee tools and liability risks.
Protecting Tools, Equipment, and Stock
We help you find cover for diagnostic equipment, hoists, toolkits, vehicle parts, and more so one incident doesn’t bring your operations to a halt.
Nationwide Support with Local Understanding
Whether you're based in Sydney, a regional town, or operating mobile services, our authorised insurance brokers understand local compliance needs and tailor recommendations accordingly.
Fast Certificates and Ongoing Policy Reviews
Need a Certificate of Currency for a landlord or contract? We deliver fast turnaround. As your business grows or diversifies (e.g., adding a towing service or second location), we’ll help you update your cover.
Claims Support That Drives Results
From shop break-ins to customer property damage claims, we’re here when you need us helping you navigate the claims process and advocate for a fair outcome.
Industry Challenges
The automotive industry faces a mix of public liability, operational, and financial risks. Without adequate insurance, these challenges can be costly:
Customer Vehicle Damage
If a customer's car is damaged while in your workshop, you could be liable for significant repairs or replacement particularly with luxury or imported vehicles.
Tool Theft or Equipment Breakdown
Essential equipment like hoists or diagnostic scanners are expensive to replace. The loss or failure of a key tool could halt operations and impact cash flow.
Slips, Trips & Public Liability
Workshops and showrooms are public-facing spaces. If a visitor is injured or property is damaged, your business may face legal and compensation costs.
Stock Loss or Fire Damage
Fires, floods, or break-ins can destroy vehicle stock, spare parts, and workshop property. Without the right insurance, recovery can be slow and costly.
Compliance and Contractual Barriers
Commercial leases, supplier contracts, and finance agreements often require proof of specific insurance coverage without it, you may risk project delays or legal exposure.
Frequently Asked Questions
Coverage includes dealerships, repair shops, and manufacturers.
Yes, it covers third-party injury claims.
Yes, tailored solutions are available.
Yes, we provide coverage for test-drive vehicles
Yes, through Workers' Compensation Insurance.
Yes, provided the policy includes natural disaster coverage.
Yes, we offer customised options for new technology vehicles.
Angelic Insights
