Construction
Construction
Construction is one of Australia's highest-risk industries, with daily exposure to hazards involving people, property, equipment, and public spaces. From independent contractors to large-scale commercial builders, every project introduces new risks that need to be managed carefully.
At Angelic Insurance, we provide general advice to help you explore a range of construction-related insurance options. These may include public liability, contract works, tools and equipment cover, plant and machinery insurance, business interruption, and professional indemnity where relevant. We compare policy features from leading insurers so you can protect your operations without overspending.
Whether you're managing civil infrastructure, residential builds, commercial fit-outs, or specialised trades, we’ll help you find suitable cover that reflects your jobsite risks, contract requirements, and regulatory obligations.
Why Choose Angelic Insurance?
Construction businesses need flexible, fast, and compliant insurance solutions. Here’s how Angelic Insurance supports builders, subcontractors, and developers across Australia:
Tailored Cover for Trade and Project Risks
We help compare policies that are designed for tradies, builders, and developers, covering site work, subcontractor risks, and plant hire liabilities.
Contract Works and Liability Expertise
We guide you in exploring options for cover that protects against damage during the construction phase, as well as liability for third-party injuries or property damage on-site.
Tools, Equipment, and Machinery Cover
Protect your tools, mobile plant, scaffolding, and machinery from theft, fire, and accidental damage with policies aligned to construction use.
Compliance-Ready Documentation
Need a Certificate of Currency for a tender, builder’s licence, or worksite entry? We provide fast turnaround and help you meet legal and client requirements.
Claims Support You Can Rely On
When something goes wrong, our brokers advocate for you throughout the claims process so you can stay focused on meeting your deadlines.
Industry Challenges
The construction industry faces complex and high-stakes risks every day. Without adequate insurance in place, businesses can face major legal, financial, and operational consequences:
Workplace Injuries and Public Incidents
Falls, equipment accidents, and site injuries can lead to expensive claims and investigations. Public liability insurance helps cover these risks.
Tools and Machinery Theft
Construction sites are common targets for theft. Replacing stolen tools or machinery can delay projects and strain your budget.
Weather or Site Damage
Natural disasters or unexpected weather can damage partially completed works. Contract works insurance can help you recover quickly.
Subcontractor Liability
If a subcontractor causes damage or injury on-site, the principal contractor may be held responsible. Insurance can help mitigate shared liability risks.
Project Delays and Business Interruption
Damage to your site, legal disputes, or equipment breakdowns can halt progress. Without business interruption cover, income and timelines may suffer.
Frequently Asked Questions
Coverage includes projects, equipment, and materials.
Yes, they can be added to the policy.
Yes, Public Liability Insurance applies.
Yes, Equipment Insurance is included.
Yes, policies cover project delays or interruptions.
Yes, for pollution or site contamination.
Yes, through Workers' Compensation Insurance.
Angelic Insights
