Professional Services
Professional Services
Professional services businesses deliver expertise, advice, and support across a wide range of industries from consultants and architects to accountants, engineers, and marketing agencies. These businesses face significant exposure to liability claims, data breaches, and reputational risk due to the nature of the services they provide.
At Angelic Insurance, we provide general advice to help professional services firms explore cover options such as professional indemnity, public liability, cyber liability, management liability, and property insurance. We compare policies from trusted Australian insurers that align with your business size, client base, and service delivery model.
Whether you're a sole practitioner or a large consultancy, we support you with insurance options that reflect your responsibilities and safeguard your business continuity.
Why Choose Angelic Insurance?
In a business built on trust and expertise, protecting your reputation and operations is critical. Here’s how we help professional service providers stay covered:
Cover for a Wide Range of Disciplines
We assist consultants, engineers, IT professionals, designers, financial advisers, and agencies in reviewing insurance suited to their professional obligations.
Protection from Errors, Omissions, and Misstatements
Professional indemnity insurance helps cover legal costs and compensation if your advice or services result in a client’s financial loss or reputational harm.
Cyber Liability Awareness
Service providers often manage confidential client data. We help you explore cover that protects against data breaches, ransomware, and system failure.
Management and Employment Liability
Claims from staff or stakeholders for governance issues, harassment, or wrongful dismissal can affect even small firms. Management liability insurance helps mitigate these risks.
Fast Documentation and Claims Assistance
Whether for a tender, lease, or compliance requirement, we deliver Certificates of Currency quickly and support you throughout any claims process.
Industry Challenges
Professional service providers face reputational, legal, and operational risks that can severely disrupt business. Without appropriate cover, you may face:
Legal Action Over Advice or Deliverables
If a client suffers loss from your service or recommendation, they may claim negligence. Professional indemnity insurance helps manage this exposure.
Data Breaches and Cyber Threats
Cyber incidents can result in data loss, regulatory penalties, and reputational damage. Cyber liability cover provides financial and legal support in these situations.
Reputational Damage from Public Incidents
A minor oversight can escalate into a public relations issue. Insurance support helps manage fallout and maintain business continuity.
Internal Disputes or Employment Claims
Conflicts with employees or directors can lead to legal costs. Management liability insurance helps protect leadership and finances.
Contractual Compliance with Clients or Councils
Many projects require valid insurance cover for professional indemnity and public liability. Not having the correct documentation may result in lost work or financial penalties.
Frequently Asked Questions
Coverage includes professional liability, property, and cyber risks.
Yes, Professional Indemnity Insurance applies.
Yes, Cyber Insurance is included.
Yes, property coverage includes office contents.
Yes, for third-party injuries or property damage.
Yes, through Workers' Compensation Insurance.
Yes, Business Interruption Insurance is available.
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