Hairdressers and Beauty Salons
Hairdressers and Beauty Salons
Hair and beauty professionals work closely with clients in environments where safety, hygiene, and personal service are key. Whether you run a boutique salon, a mobile beauty business, or a multi-chair barbershop, you face risks like client injury, product reactions, equipment damage, and treatment disputes.
At Angelic Insurance, we provide general advice to help hairdressers and beauty salon owners explore insurance options such as public liability, treatment risk cover, professional indemnity, equipment insurance, and business interruption. We compare policies from trusted Australian insurers to help ensure your cover suits your services, space, and clientele.
From cuts and colouring to waxing and skincare, we help you stay protected while you focus on making your clients feel confident and cared for.
Why Choose Angelic Insurance?
Salons and personal care businesses need reliable insurance that reflects the real-world risks of hands-on service and customer trust. Here’s how we support you:
Tailored Cover for Hairdressers, Barbers, and Beauty Therapists
We assist in comparing insurance options for hair salons, nail bars, lash technicians, skin clinics, and mobile beauty professionals.
Treatment Risk and Product Liability Protection
We help you review cover for claims arising from burns, allergic reactions, or dissatisfaction with services essential in high-contact industries.
Equipment and Fit-Out Insurance
We help you explore cover for salon chairs, mirrors, styling tools, electricals, and retail stock including protection from fire, theft, or accidental damage.
Public and Professional Liability Support
Whether a customer slips in the salon or claims harm from a service, liability cover helps protect your finances and reputation.
Quick Documentation for Rental and Compliance
We provide fast Certificates of Currency to meet landlord, franchise, or local council requirements.
Industry Challenges
Without the right insurance, salons and mobile beauty professionals are exposed to both legal and financial risk. Common challenges include:
Client Injuries or Reactions
An allergic reaction, skin irritation, or treatment gone wrong can lead to a liability claim. Treatment risk and public liability insurance help manage these exposures.
Equipment Theft or Electrical Damage
Essential tools like clippers, straighteners, or steamers are costly to replace. Equipment insurance helps you stay operational after a loss.
Property Damage in Rented Premises
Accidents involving dye spills, water damage, or heat tools can damage your rented space. Property liability cover helps meet lease obligations.
Business Interruption from Events or Illness
Flooding, illness, or forced closures can stop trade suddenly. Business interruption insurance helps cover lost income during downtime.
Legal or Employment Disputes
HR challenges like unfair dismissal or staff disagreements can affect salon operations. Management liability cover supports your business leadership.
Frequently Asked Questions
Coverage includes property, liability, and professional services.
Yes, Professional Indemnity Insurance is available.
Yes, through Workers' Compensation Insurance.
Yes, Property Insurance includes equipment coverage.
Yes, Public Liability Insurance covers customer injuries.
Yes, Theft Insurance is available.
Yes, for products sold or used in the salon.
Angelic Insights
