Real Estate Agents
Real Estate Agents
Real estate agents are trusted to manage major transactions involving residential, commercial, and investment properties. From sales and leasing to property management and auctioneering, agents face ongoing risks related to professional advice, tenant disputes, advertising claims, and workplace safety.
At Angelic Insurance, we provide general advice to help real estate professionals explore cover options such as professional indemnity, public liability, management liability, cyber liability, and property insurance. We compare policies from trusted Australian insurers to help ensure your cover aligns with industry regulations, franchise requirements, and day-to-day business risks.
Whether you’re a solo agent, boutique agency, or part of a national franchise group, we support your ability to operate with confidence and compliance.
Why Choose Angelic Insurance?
Real estate agents need fast, flexible insurance that meets licensing, operational, and client service requirements. Here’s how Angelic Insurance helps:
Tailored Cover for Sales, Leasing, and Property Management
We assist residential agents, commercial brokers, strata managers, and leasing specialists in reviewing cover based on their service mix and risk exposure.
Professional Indemnity for Misrepresentation and Advice Claims
If a buyer or tenant alleges misleading conduct or errors in advice, indemnity cover helps protect against legal and financial consequences.
Public Liability for Client-Facing Environments
Open homes, inspections, and office visits all carry the risk of third-party injury. Liability cover helps manage claims arising from these interactions.
Cyber Protection for Identity and Payment Data
Real estate offices collect and store sensitive financial and identification data. Cyber insurance helps cover response costs in the event of a breach.
Fast Documentation for Licensing and Franchise Compliance
We provide Certificates of Currency quickly to help you meet REI, state licensing body, or franchise group insurance requirements.
Industry Challenges
Without the right insurance, real estate agents face serious legal, reputational, and financial risks. Common challenges include:
Claims of False Advertising or Disclosure Errors
Allegations related to misleading listings, non-disclosure of property defects, or breaches of fiduciary duty can lead to legal action. Indemnity cover helps defend and settle these claims.
Injuries During Open Homes or Inspections
Clients or vendors injured during property viewings may file claims. Public liability insurance provides essential protection in these scenarios.
Internal Disputes and HR Issues
As your agency grows, disputes involving staff or directors can arise. Management liability insurance supports leadership protection.
Cybersecurity and Payment Fraud
Email scams, data leaks, or intercepted payments can disrupt your business and harm client trust. Cyber insurance helps manage financial and legal fallout.
Licensing Compliance and Renewal Requirements
Most state regulators and real estate franchise groups require evidence of current professional indemnity and public liability insurance. Non-compliance may lead to penalties or suspension.
Frequently Asked Questions
Coverage includes professional indemnity, property, and liability.
Yes, Professional Indemnity Insurance applies.
Yes, Public Liability Insurance covers injuries or damage during property inspections.
Yes, through Workers' Compensation Insurance.
Yes, Business Interruption Insurance is available.
Yes, Property and Commercial Vehicle Insurance apply.
Yes, Cyber Insurance covers data breaches and cyber threats.
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